Three services. Three financial problems we're well-equipped to address.
Each engagement is scoped, time-bound, and ends with a written deliverable. No ongoing retainers, no open-ended scope. Just focused work with a defined output.
Back to HomeHow every Crestholm engagement is structured
Regardless of which service you engage, the process follows the same four-stage structure. This keeps engagements predictable and ensures you know what to expect at each point.
Discovery Conversation
A 30–45 minute call to understand your situation and agree whether the engagement is a fit. No charge, no commitment.
Scope Agreement
Written scope document outlining deliverables, timeline, and fee. Work begins only after both parties sign off.
Data Gathering & Analysis
Non-intrusive collection of financial records. Structured analysis by the lead consultant over 2–3 weeks.
Delivery & Debrief
Written report and tools delivered in week 3 or 4. Debrief session to walk through findings. Included in the fee.
Financial Health Assessment
A structured review of your organization's financial position, examining liquidity, profitability, debt structure, and capital allocation. This service is for leadership teams that want an honest, independent read on where their finances stand — and what patterns deserve closer attention.
What's included
- Review of financial statements — balance sheet, P&L, cash flow
- Liquidity and working capital analysis
- Profitability and margin review across business segments
- Debt structure and leverage assessment
- Capital allocation patterns review
- Written report with visual summaries
- List of prioritized, considered recommendations
- Debrief session with the lead consultant
Process steps
Cash Flow Architecture
Focused on building a more predictable, well-managed cash flow cycle. This engagement reviews receivables, payables, inventory turns, and capital expenditure timing — then produces a cash flow management framework tailored to your business rhythm.
What's included
- Receivables cycle review — collection periods and patterns
- Payables management assessment
- Inventory turn analysis where applicable
- Capital expenditure timing review
- Cash flow management framework, bespoke to your business
- Practical tools your finance team can adopt directly
- Debrief session with adoption walkthrough
Process steps
Budget Framework Design
Helps organizations move from ad hoc or inherited budgeting practices to a clear, repeatable framework. The service includes an assessment of current budgeting habits, alignment with strategic priorities, and the design of a practical process including templates and review cadences.
What's included
- Assessment of current budgeting approach and habits
- Strategic priority alignment review
- Design of a practical, repeatable budgeting process
- Budget templates formatted for your team
- Review cadence schedule and governance notes
- Process documentation for internal use
- Debrief and adoption walkthrough session
Process steps
Which service is right for your situation?
Use this table to understand what each service covers and who each engagement is typically suited for.
| Feature | Financial Health Assessment | Cash Flow Architecture | Budget Framework |
|---|---|---|---|
| Fee | RM 2,000 | RM 2,900 | RM 1,600 |
| Duration | 3–4 weeks | 4 weeks | 3–4 weeks |
| Written report | |||
| Tools & templates | — | ||
| Debrief session | |||
| Best suited for | Established businesses wanting an independent view on financial standing | Businesses experiencing growth or seasonal cash flow variability | Organizations with informal or inherited budgeting practices |
Not sure which service fits? Get in touch — a brief conversation is usually enough to clarify which engagement addresses your situation most directly.
Shared across all three services
Confidentiality
All client financial data is handled under strict confidentiality. No information is shared externally.
Written Scope
Every engagement begins with a signed scope document outlining deliverables, timelines, and fees.
Lead Continuity
The same consultant leads from scoping to delivery. No hand-offs to junior team members mid-engagement.
Delivery Commitment
We commit to timelines and hold to them. Delays on the client side are accommodated without restarting the clock.
Ready to take a closer look at your finances?
Start with a conversation. We'll listen to what you're dealing with and let you know honestly which service — if any — is the right fit.
Start a Conversation